Check Out What Our Customers Are Saying!

Such an Easy Process

The team at Central made the entire process easy for my family and I. I came with a budget and they got me into the home of my dreams!

Joe Warner

I’m in the House of my Dreams

You read it right. I’m writing this in the house of my dreams and I’m excited to say Central Mortgage Funding made it happen! Thank you so much!

Casey K.

I Was Ready to Shop in a Matter of Hours

I called Central Mortgage in the morning on a Wednesday and I was with my realtor with a pre-approval letter the next day! I’m so thankful for Central Mortgage.

Paige F.

Simple and Easy

I’ve never met a team more organized than Central Mortgage Funding. They made the entire process easy for me and got my family in the house we wanted.

Joseph N.


Central Mortgage is awesome. They were very easy to work with. They got me a good interest rate. I am very happy with my present monthly payments. I will not hesitate to use them again or refer a friend or family member. Thank you central mortgage

ida sone

I had tried to get

I had tried to get a refinance months ago, but because I owned a manufactured home Melanie told me they didn’t do them right now, and that she would let me know if and when they did. To my surprise, she called me a few months later and said, we are good to go. She was on top of it from the get go. She was ready to start. I was on vacation visiting family and she was so nice and I managed to have all the information on my computer and by the time I got home a few days later, we were already scheduled for a appraisal. I loved working with her, she is so friendly and professional. I finalized my loan a few days ago and the gentleman, Walter, who came to my house to notarize my loan, was as nice as can be. From start to finish, it was an easy experience. Thanks Melanie.

Jerry Biddle

Melanie Shammami was our loan

Melanie Shammami was our loan office and recently helped me refinance the mortgage on our home. She did her due diligence to get this load approved. She allowed me to text and email until 11 pm. She helped me by allowing me to send documents through pictures and emails. She arranged for the appraiser to come in the early afternoon to appraise our house and for a person to come to our house at 9 pm to sign the hard copy. This was unheard of when I was in the real estate business 7 years ago.

I will certainly highly recommend Ms. Shammami to others looking for loans and refinancing help.

Most review sites have a top score of 5 stars. I would like to give Ms. Shammami 7 stars.

Rutledge William Robertson

Pleasant Experience

This was a very easy process and I have Danel Ilia to thank for it. Danel was always professional but kind when we spoke. I had many questions to ask and he was always ready with an answer. He was easy to reach and talk with. Easy people to work with! This process can be a nightmare but in this case it was not stressful at all. Thank you to Danel and his team!

Judy Ertz Johnson

Melanie S. and her awesome

Melanie S. and her awesome team were able to get us the best rates on our refinance. They assisted us and made sure we understood all of the paperwork. They are highly recommended and it was a pleasure working with them.

Everett Fields

A Real Winner..

La Tonya Maclin (Tonya) went to the mat for us and saved us much headaches and money by showing us how a shady offer was being presented to us by a questionable dealer. She is our ace from now on in all our future home moves. Thanks again.

Frank Brown

Great Job

I am writing this to tell you how much my wife and I enjoyed working with one one most professional and caring person with your company. We had the pleasure of working with Danel on the refi of our home. He went above standard customer service and made the process very quick and pleasurable to do. He even told me to call anytime I had questions even on the weekends. If the rest of the people in your company are as good as Danel then you have one Hella company. I will tell my friends and family about your company and Danel. Please accept my sincere thanks for hiring a professional and caring person. We are very satisfied with the results.

Harry & Ruth Radloff Texas

Harry Radloff

Excellent Service

They made the process above expectations!
Gavin was patient and informative. Highly recommend him.
Madison was always polite and a wealth of knowledge re the process. She is an asset to the company.
Thank you all for making the process stress free.
Barb Howe
Emilie Franklin

Barbara Howe

Great company, with great knowledgeable staff. Thank you LaTonya!

I would like to thank Central Mortgage Funding for completing my home refinance. We would like to thank, LaTonya Maclin, especially. From the very first phone call she showed exceptional confidence in ensuring that she could get us through the process. We had tried two companies prior without success and had just our given up on refinancing our home. We explained to her what the problems with the other companies were and she assured us that no matter what she would work through it.
Latonya always reassured us that whatever the problem was that we would get it done. She got us a good rate, which made us very happy. Through the many phone calls, she was always very candid and encouraging that we would get our home refinancing accomplished. She made us feel as if we were the only customer she had. When it came to clearing our title, she diligently worked with us and the county to clear our title of things that should not have been there. Her tenacity and knowledge were instrumental in educating us on the things that we needed to be aware of and how to keep our title clear. Latonya was very timely with providing us with the status of refinancing process and we felt as though it was a personal goal of hers to ensure that we succeeded.
Central Mortgage Funding should be very proud to have an employee like Latonya. My wife and I would like to personally thank Latonya for her encouraging words and extensive help. Other companies gave up, but she continued to work with the process.
We will be recommending LaTonya Maclin and Central Mortgage Funding to others who are seeking home refinancing or home purchase. Again, a very big thank you from Sam and Lexlie Loyd!
Sam M. Loyd Jr.
Lexlie M Loyd

Sam M. Loyd Jr/Lexlie M Loyd

Great Job, Devon!

I worked with Devon and it was a great pleasure. He made everything easy and understandable during the whole process. I appreciated his candor about the company and how the process would work and since we were paying off loans by taking out some cash he guided us through this and gave us great estimates.

I would highly recommend working through this lender.

Lance Kulman


we mortgaged our house to buy a house for our son. Sebastian worked us through both mortgages. Quick and easy ———Fast –we went through mortgaging our house earlier a couple years ago and it was a long drawn out affair —Central Mortgage made it easy

daniel banka

Central Mortgage and LaTinia Macklin are the GREATEST!

I received a call from LaTonia Macklin, just as I receive many calls from finance companies trying to refinance my mortgage. I kept blowing them and her off. One day I called Mrs. Maclin back and it was the BEST decision I could have made. She’s the very BEST! She told me her job was to get me refinanced and that’s just what she did. I was not an easy case, having gone thru a financial hardship; but her and her Team at Central Mortgage made it happen. I’m telling everyone I know to contact LaTonia and her Team if they are interested in refinancing. Changed my future for the better. Thank you LaTonia and you Team for a job well done!

Frances FosterN

Rescued from a bad refi

Nathan Rabban called me two months into a loan with another vendor in which I had been working through a cash out refinance for two months… I was reluctant to change lenders but after a short phone call, a promise to close a loan in 15-30 days, a new appraisal, preliminary disclosures… here I am – just signed my closing docs yesterday on a lower rate with more cash out to pay off bills and a lower cost within the 30 days promised. His customer service has been phenomenal and the number of documents required was much less than the previous lender. Due to the extra money, I’ll not only be able to pay off bills, but be able to get some much needed improvements to my 19 year old home. Thanks Nathan and the CMF team!

Brian Raines

Cracked the Uncrackable Nut

Ms LaTonya Maclin is as diligent, professional, prompt, competent and courteous as she is patient and persistent. My refinance was a unique challenge that required all of these attributes. Success at a great low rate and better yet, made a friend. The transition to servicing the mortgage has been seamless. I recommend this company and especially working with Ms Tonya.

A N Edens

Easy Refinance

This whole process was painless and fast. Melanie kept me posted every step of the way, calling and emailing as needed. Nothing was terribly time consuming and everything we did was possible using available technology. I will contact Melanie if I ever need a mortgage or refinance again and refer anyone to her that needs these services in the future.

Julie Crooks

Refinancing was a Breeze!

My husband and I refinanced our modular home and reduced our payment over $200 a month! Thank you Bonita for all your help with our loan process. You were always there when I had questions or concerns. I would highly recommend Central Mortgage Finding to anyone looking for financing. Thank you.

Justine M Groves


Bonita was wonderful. It was a quick and easy process. I was able to get a lower interest rate that also lowered my monthly mortgage payment. I would definitely recommend central mortgage funding to my family and friends.

Monique Brown-Potter


Bonita was wonderful. The process was short and easy. I was able to get a lower interest rate which lowered my monthly payment. I would definitely recommend this company to my family and friends.

Monique Potter


Bonita is very good I talk to her for about five minutes she had me convinced that she was the right person too work with for my refi
I was not disappointed
She made very easy no stress thanks Bonita
and your helper Kyle was great
Got a great rate

Fred mcwhorter

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