Securing a Mortgage for Your Massachusetts Home with Central Mortgage Funding

Massachusetts, a state rich in Colonial history, baseball heritage, beautiful state parks, and a variety of beaches, could be your ideal home. From the stunning coastline views of the North Shore to Cape Cod, and the vibrant urban life in Boston, Massachusetts offers a unique blend of natural beauty and city living. Plus, being the most educated state in the U.S., it’s a fantastic place to raise a family.

If you’re considering buying a home in Massachusetts, start your mortgage application with Central Mortgage Funding today, and you’ll soon have a pre-approval letter ready as you explore potential homes!

Already a homeowner in Massachusetts? We’re also experts in mortgage refinancing.

Massachusetts Mortgage Rates and Trends

Since the outbreak of COVID-19, national mortgage rates have dropped to historic lows, allowing many Americans to benefit from lower borrowing costs.

Massachusetts’ mortgage rates have followed this trend, though there have been recent gradual increases. Despite this, rates remain low compared to historical standards. This is why it’s a great time for a free mortgage review, regardless of when you secured your mortgage. A lower rate could translate to considerable monthly savings.

Factors like debt-to-income ratio and credit scores play a significant role in determining mortgage rates. To secure the best rate, it’s essential to work with a lender who will tailor a loan program to your specific situation. At Central Mortgage Funding, we offer a range of Massachusetts home mortgages, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Massachusetts home buyers may be eligible for down payment assistance. If you’re looking to purchase a home in Massachusetts, let us assist you in understanding the various options and grants* available.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: The actual assistance amount may vary based on the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Talk to our mortgage consultants about funding options today!

Refinancing Your Mortgage

  • Is your monthly mortgage payment or interest rate higher than you’d like?
  • Are you dealing with high-interest debt?
  • Or are you looking to be mortgage-free sooner?

If you’ve answered yes to any of these, it’s time for a free mortgage review with our Massachusetts mortgage consultants. Learn about the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender, Central Mortgage Funding is dedicated to making homeownership affordable. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works hard to tailor the right loan program to your financial goals. Most of the lending process can be completed online, ensuring a faster and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions after closing and can assist with refinancing for better rates or cash-out options. We look forward to starting a lifelong relationship with you!

Building Your Home Loan Together

To connect with a Massachusetts mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring top-notch service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; Mortgage Broker License #MB1699966.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!