Securing a Mortgage for Your Ohio Home with Central Mortgage Funding

Ohio, known for its affordability in housing, healthcare, and groceries, offers a versatile living experience. From the bustling city life on both sides of the state to tranquil farms and suburbs, Ohio truly lives up to its nickname as the “heart of it all.”

If you’re planning to buy a home in Ohio, start your mortgage application with Central Mortgage Funding now, and you could soon have a pre-approval letter ready as you explore potential homes!

Already own a home in Ohio? We’re also experts in mortgage refinancing.

Ohio Mortgage Rates and Trends

The COVID-19 pandemic led to historically low national mortgage rates, enabling many Americans to benefit from reduced borrowing costs.

In Ohio, mortgage rates have followed this downward trend, though they have been experiencing gradual increases recently. However, rates remain low by historical standards, making it an opportune time for a free mortgage review. Regardless of when your mortgage was originally taken out, a lower rate could mean substantial monthly savings.

Mortgage rates are influenced by factors such as credit scores and debt-to-income ratios. It’s crucial to work with a lender who can tailor a loan program to your specific needs. Central Mortgage Funding offers a range of Ohio home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Ohio home buyers may be eligible for down payment assistance. If you’re looking to purchase a home in Ohio, let us assist you in understanding the various options and grants* available.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: The actual assistance amount can vary based on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Discuss funding options with our mortgage consultants today!

Refinancing Your Mortgage

Is your monthly mortgage payment or interest rate higher than you’d prefer? Are you struggling with high-interest debt? Or perhaps you’re aiming to be mortgage-free sooner?

If these questions resonate with you, it’s time for a free mortgage review with our Ohio mortgage consultants. Discover the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to meet your needs, starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender, Central Mortgage Funding is dedicated to making homeownership affordable. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works hard to customize the right loan program for your financial goals. Most of the lending process can be completed online, ensuring a faster and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions post-closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

To connect with an Ohio mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring the best service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #RM.804353.000.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!