Securing a Mortgage for Your South Carolina Home with Central Mortgage Funding

South Carolina’s rich culture and stunning natural beauty, from sprawling green spaces to captivating city life, make it an irresistible place to call home. Whether you’re drawn to the vibrant cities of Columbia, Charleston, and Greenville, or the picturesque beaches along the East Coast like Folly Beach or Isle of Palms, South Carolina offers a diverse range of living experiences. If you’re captivated by rural life, the state’s countryside offers breathtaking sunsets, and the cost of living is impressively low, allowing your budget to stretch further.

If you’re looking to buy a home in South Carolina, start your mortgage application with Central Mortgage Funding now, and you could soon have a pre-approval letter in hand as you explore potential homes!

Already own a home in South Carolina? We’re also experts in mortgage refinancing.

South Carolina Mortgage Rates and Trends

The COVID-19 pandemic led to historically low national mortgage rates, enabling many Americans to benefit from reduced borrowing costs.

South Carolina’s mortgage rates have followed this trend, though recent gradual increases are being observed. However, rates remain low by historical standards. It’s a great time for a free mortgage review, regardless of when you initially took out your mortgage. A lower interest rate could lead to substantial monthly savings.

Working with a lender who can tailor a loan program to your specific needs is crucial. Central Mortgage Funding offers a variety of South Carolina home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

South Carolina home buyers may be eligible for down payment assistance. If you’re considering purchasing a home in South Carolina, let us help you understand the options and grants* available.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: The actual assistance amount can vary based on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Discuss funding options with our mortgage consultants today!

Refinancing Your Mortgage

Is your monthly mortgage payment or interest rate higher than you’d like? Are you dealing with high-interest debt? Or are you aiming to be mortgage-free sooner?

If these questions resonate with you, it’s time for a free mortgage review with our South Carolina mortgage consultants. Discover the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to meet your needs, starting at ten years.

Why Central Mortgage Funding?

Central Mortgage Funding is dedicated to making homeownership affordable and hassle-free. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works hard to customize the right loan program to fit your financial goals. Most of the lending process can be completed online for a faster and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions post-closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

Connect with a South Carolina mortgage consultant at Central Mortgage Funding by calling (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring the best service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #MLS – 1699966.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!