Securing a Mortgage for Your Oklahoma Home with Central Mortgage Funding

Oklahoma, affectionately known as the Sooner State, offers a laid-back lifestyle amidst rivers, forests, and mountain ranges, perfect for those who love the great outdoors. Cultural attractions like the Tulsa Ballet, Oklahoma City Museum of Art, and Norman Music Festival add to the state’s appeal, drawing new residents and visitors each year.

If you’re ready to invest in your dream home in Oklahoma, our mortgage consultants at Central Mortgage Funding are here to work with you to tailor a loan program that aligns with your financial goals.

Already own a home in Oklahoma? We’re also skilled in assisting with mortgage refinancing.

Oklahoma Mortgage Rates and Trends

The COVID-19 pandemic led to historic lows in national mortgage rates, enabling many Americans to benefit from reduced borrowing costs.

Oklahoma’s mortgage rates have followed this trend, though there have been gradual increases recently. However, rates remain favorable compared to historical standards. It’s a great time for a free mortgage review, regardless of when you secured your mortgage. A lower interest rate could lead to significant monthly savings.

Mortgage rates depend on various factors, including credit scores, debt-to-income ratio, and more. An experienced lender can help secure the best rate and the most suitable loan program for your needs. We offer a range of customizable Oklahoma home mortgages at Central Mortgage Funding, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Oklahoma home buyers may be eligible for down payment assistance. If you’re considering purchasing a home in Oklahoma, let us guide you through the available options and grants*.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: Actual assistance amounts may vary based on factors such as purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Consult with our mortgage experts about funding options today!

Refinancing Your Mortgage

  • Is your monthly mortgage payment or interest rate higher than you’d prefer?
  • Are you dealing with high-interest debt?
  • Or are you looking to be mortgage-free sooner?

If any of these apply to you, now is the time for a free mortgage review with one of our Oklahoma mortgage consultants. Learn about the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to meet your needs, starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender, Central Mortgage Funding is dedicated to making homeownership affordable. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works diligently to customize the right loan program to fit your financial goals. We’ve streamlined most of the lending process online for a quicker and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions after closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

To connect with an Oklahoma mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring the best service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #ML014576.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!