Securing a Mortgage for Your Delaware Home with Central Mortgage Funding

Welcome to Delaware, the land of tax-free shopping! Not only does Delaware offer this unique perk, but it also boasts over 350 miles of breathtaking shoreline. Whether you’re dreaming of seaside sunrises in Rehoboth Beach, Big Stone Beach, or prefer the serene Camden farmlands, Central Mortgage Funding is here to assist with your home purchase or mortgage refinancing needs.

Delaware Mortgage Rates and Trends

The national mortgage scene saw a significant drop in rates largely due to COVID-19, allowing millions to benefit from lower borrowing costs.

Delaware’s mortgage rates have followed this downward trend, though recent gradual increases are being observed. Still, rates are low from a historical perspective. It’s wise for all homeowners, regardless of when your mortgage was taken out, to consider a free mortgage review. Opting for a review with a trusted lender like Central Mortgage Funding could lead to substantial monthly savings.

Numerous factors, including your debt-to-income ratio and credit score, affect mortgage rates. We recommend working with an experienced lender who can tailor a loan program to suit your individual needs. At Central Mortgage Funding, we guide you through our extensive range of customizable Delaware home mortgages, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Delaware home buyers may be eligible for down payment assistance. If you’re contemplating purchasing a home in Delaware, we’re here to help you navigate the various options and grants* available.

Some key programs to inquire about include:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*The actual assistance amount can vary depending on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are at the city and/or state level and are not funded by Central Mortgage Funding. A homebuyer education course may be necessary before applying.

Consult with our mortgage experts today to explore funding possibilities!

Refinancing Your Mortgage

  • Is your current mortgage payment or interest rate higher than you prefer?
  • Are you struggling with high-interest debt?
  • Or perhaps you’re looking to pay off your mortgage sooner?

If any of these resonate with you, it’s the perfect time to schedule a free mortgage review with our Delaware mortgage consultants. Learn about the benefits of mortgage refinancing, which could potentially save you up to $1,000 a month. At Central Mortgage Funding, you can select a loan term that works best for you, starting from ten years.

Why Central Mortgage Funding?

As a national mortgage lender dedicated to affordable homeownership, Central Mortgage Funding offers competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants customizes the right loan program to meet your financial goals. We’ve streamlined most of the lending process online, ensuring a faster and more convenient experience for you.

We believe in making every interaction memorable. Beyond the transaction, we are always available for any mortgage-related questions post-closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lasting relationship with you!

Building Your Home Loan Together

To connect with a Delaware mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We excel at customizing any loan in the industry to fit your needs, ensuring the best service, lowest rates, and quickest closings. Discover how simple the mortgage refinancing or home purchasing process can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #036922.


Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!