Securing a Mortgage for Your Connecticut Home with Central Mortgage Funding

Whether you’re eyeing a charming vacation retreat on Long Island Sound or aiming to reduce your monthly mortgage payment in Hartford, Central Mortgage Funding is at your service for all your mortgage needs.

Connecticut Mortgage Rates and Trends

The national mortgage landscape saw significant rate drops largely due to COVID-19, offering millions of Americans the chance to capitalize on low borrowing costs.

In Connecticut, mortgage rates have mirrored this downward trend, but we’re observing gradual increases lately. However, rates are still comparatively low by historical measures. We recommend a free mortgage review, regardless of your current mortgage situation, as a lower rate could translate to substantial monthly savings.

Mortgage rates are influenced by factors like credit scores and debt-to-income ratios. This is why partnering with an expert lender like Central Mortgage Funding, who will work to secure the best loan program for you, is essential. We offer a variety of customizable Connecticut home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Many Connecticut homebuyers may be eligible for down payment assistance. If you’re planning to purchase a home in Connecticut, we’re here to guide you through the various available options and grants*.

Key programs to inquire about include:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Please note that the actual assistance amount may vary based on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course might be required before applying.

Speak with a mortgage consultant today to explore funding options!

Refinancing Your Mortgage

Is your monthly mortgage payment or interest rate higher than you’d like? Are you dealing with high-interest debt? Or perhaps you wish to pay off your mortgage sooner?

If you’re facing any of these situations, it’s the perfect time for a free mortgage review with one of our Connecticut mortgage consultants. Discover the advantages of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms starting from ten years.

Why Central Mortgage Funding?

As a national mortgage lender committed to affordable homeownership, Central Mortgage Funding offers competitive mortgage rates without any upfront fees. Our dedicated consultants specialize in tailoring the right loan program to meet your financial goals, and we’ve streamlined the lending process online for your convenience.

But our service goes beyond just transactions. We’re here to answer all your mortgage-related questions even after closing and assist with refinancing for better rates or cash-out options. We’re excited to embark on this long-term relationship with you!

Building Your Home Loan Together

To connect with a Connecticut mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We’re dedicated to customizing any loan in the industry to meet your needs, ensuring the best service, lowest rates, and fastest closings. Let us demonstrate how straightforward the process of mortgage refinancing or purchasing a new home can be!

Central Mortgage Funding is an Equal Housing Lender; Lic# MCL-1699966

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!