Securing a Mortgage for Your Louisiana Home with Central Mortgage Funding

Louisiana, known for its low cost of living, robust economy, and vibrant culture, offers an array of opportunities from its historic homes to its excellent educational institutions. The state’s beauty and charm are evident everywhere, from Shreveport’s bustling streets to the vibrant energy of New Orleans. Truly, Louisiana is a wonderful place to call home in the Bayou State.

Thinking of buying a house in Louisiana? Start your mortgage application with Central Mortgage Funding now, and soon you’ll have a pre-approval letter ready as you explore your dream homes!

Already own a home in Louisiana? We’re well-equipped to assist with your mortgage refinancing needs.

Louisiana Mortgage Rates and Trends

The COVID-19 pandemic led to historically low national mortgage rates, enabling millions of Americans to benefit from reduced borrowing costs.

Louisiana’s mortgage rates have followed this trend, although there have been some gradual increases recently. Nonetheless, rates remain favorable compared to historical standards. This makes it an ideal time for a free mortgage review, regardless of when you initially took out your mortgage. A lower interest rate could result in significant monthly savings.

Mortgage rates are influenced by various factors, including credit scores and debt-to-income ratios. It’s crucial to work with a lender who prioritizes your needs and tailors a loan program to your specific situation. At Central Mortgage Funding, we offer a wide range of Louisiana home mortgages, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Louisiana homebuyers may be eligible for down payment assistance. If you’re looking to purchase a home in Louisiana, let us guide you through the various options and grants* available.

Key programs to consider include:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Please note that the actual assistance amount can vary based on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Speak with our mortgage consultants about funding options today!

Refinancing Your Mortgage

  • Is your monthly mortgage payment or interest rate higher than you’d prefer?
  • Are you struggling with high-interest debt?
  • Or are you aiming to pay off your mortgage sooner?

If you’re facing any of these situations, it’s time for a free mortgage review with one of our Louisiana mortgage consultants. Discover the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender dedicated to affordable homeownership, Central Mortgage Funding offers competitive rates without any upfront fees. Our team of dedicated mortgage consultants works diligently to customize the right loan program for your financial goals. We’ve streamlined the lending process online, ensuring a quicker and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions after closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

To connect with a Louisiana mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to meet your needs, ensuring top-notch service, lowest rates, and fastest closings. Let us show you how simple the process of mortgage refinancing or purchasing a new home can be!

Central Mortgage Funding is an Equal Housing Lender; Lic #1699966

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!