Securing a Mortgage for Your Oregon Home with Central Mortgage Funding

Oregon, with its rugged coastlines, lush forests, and scenic mountain views, is a haven for those who love the outdoors. Whether you’re into biking, hiking, or simply exploring, Oregon’s natural beauty is unmatched. The state’s vibrant coffee culture, renowned microbrews, and the absence of state sales tax make it even more appealing. It’s no wonder Oregon is among the top three states for relocation.

If you’re ready to invest in your dream home in Oregon, our mortgage consultants at Central Mortgage Funding are here to work with you to create a loan program that best fits your financial goals.

Already an Oregon homeowner? We’re also skilled in mortgage refinancing.

Oregon Mortgage Rates and Trends

The COVID-19 pandemic led to historically low national mortgage rates, enabling many Americans to benefit from reduced borrowing costs.

Oregon’s mortgage rates have followed this trend, though recent increases are being observed. However, rates remain low by historical standards, making it an opportune time for a free mortgage review. A lower interest rate could lead to significant monthly savings.

Mortgage rates are influenced by factors such as credit scores and debt-to-income ratios. To secure the best rate, it’s crucial to consult with a lender who prioritizes your needs. Central Mortgage Funding offers a variety of Oregon home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Oregon home buyers may be eligible for down payment assistance. If you’re looking to purchase a home in Oregon, let us help you understand the various options and grants* available.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: The actual assistance amount can vary based on the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Discuss funding options with our mortgage consultants today!

Refinancing Your Mortgage

  • Is your monthly mortgage payment or interest rate higher than you’d like?
  • Are you contending with high-interest debt?
  • Or are you looking to be mortgage-free sooner?

If you’ve answered yes to any of these, now is the time for a free mortgage review with our Oregon mortgage consultants. Discover the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to meet your needs, starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender, Central Mortgage Funding is dedicated to making homeownership affordable. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works hard to customize the right loan program for your financial goals. We’ve streamlined most of the lending process online for a quicker and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions after closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

To connect with an Oregon mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring the best service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #ML-5756.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!