Your Ideal Mortgage Partner in Colorado with Central Mortgage Funding

Central Mortgage Funding takes pride in our Denver roots, but our expertise and assistance extend across the entire Centennial State. From the vibrant communities of Fort Collins and Boulder, to the scenic views of Colorado Springs, and even the unique landscapes of Grand Junction, we’re here to support your homeownership journey.

For first-time homebuyers in Colorado, you might be surprised to learn that owning your dream home could start with as little as $1,000 down. Inquire about the Colorado Housing and Finance Authority (CHFA) home loan to find out more. Plus, homeownership comes with added perks like tax deductions and building equity. Start your mortgage application today and get pre-approval in your hands as you explore potential homes!

Already own a home in Colorado? Let’s talk about how mortgage refinancing can benefit you, and discover why Central Mortgage Funding is a top choice among mortgage lenders in Colorado.

Colorado Mortgage Rates and Trends

The COVID-19 pandemic led to significantly low mortgage rates, providing an opportunity for many Americans to benefit from historically low borrowing costs. However, Colorado’s mortgage rates have started to rise again recently.

It’s expected that rates may increase further in the coming year, even as housing prices continue to climb. There’s still an opportunity to lock in low rates that could save you hundreds of dollars monthly. At Central Mortgage Funding, we prioritize your needs, striving to tailor a loan that aligns with your budget and goals.

Whether you’re interested in FHA, VA, Conventional, USDA, or CHFA loans, our salary-based mortgage consultants are dedicated to guiding you through your options, ensuring a stress-free experience as part of the Central Mortgage Funding family.

Assistance and Grants for Colorado Residents

If you’re residing in Colorado, you may be eligible for various down payment assistance programs. When considering the purchase of a Colorado home, we can assist in determining your eligibility for assistance or grants*.

Key assistance programs to explore include:

  • CHFA
  • Closing cost assistance
  • Dream Makers Grant
  • First-time home buyer incentives
  • Forgivable and non-forgivable second mortgages
  • Tax credits

*Note: Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. The actual assistance amount may vary depending on the purchase city, credit score, and other financial requirements. A homebuyer education course may be necessary before applying.

Refinancing Your Mortgage

  • Is your current mortgage payment or interest rate higher than ideal?
  • Are you looking to manage high-interest debt better?
  • Or perhaps you aim to pay off your mortgage sooner?

If you’re nodding in agreement, consider starting with one of our free mortgage reviews. Our consultants are on standby to explain how a Colorado mortgage refinance could benefit you. With Central Mortgage Funding, refinancing could lead to savings of up to $1,000 a month, with flexible loan terms starting at ten years.

Also, ask about Colorado’s cash-out refinance options, ideal for financing home improvement projects, paying off high-interest debts, or covering college tuition. Utilize the equity in your home to free up cash for these important expenditures.

Why Central Mortgage Funding?

Recognized as one of Colorado’s leading mortgage refinancing companies, we’re committed to making homeownership both attainable and affordable. Our dedicated consultants focus on crafting a loan that meets your needs, without any upfront fees. We offer competitive rates and aim to exceed your expectations by simplifying the lending process with convenient online options.

As a family-operated business with over 20 years of experience, Central Mortgage Funding endeavors to make your loan process enjoyable and memorable. You’re more than just a loan to us; we aim to forge lifelong relationships with our customers.

Building Your Home Loan Together

Call 833-302-1032 to chat with a mortgage expert at Central Mortgage Funding today! We specialize in customizing any loan in the industry to suit your unique needs, prioritizing exceptional service, competitive rates, and swift closings.

We’re excited to demonstrate how easy and straightforward refinancing or purchasing a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; Lic #1699966

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!