Securing a Mortgage for Your Pennsylvania Home with Central Mortgage Funding

Pennsylvania, steeped in American history and home to iconic landmarks like the Liberty Bell and the site of the Declaration of Independence signing, is a state where residents take great pride in their heritage. The Keystone State offers a diverse living experience, from the bustling streets of Pittsburgh to the collegiate atmosphere of Happy Valley, and the historical richness of Philadelphia.

If you’re considering buying a home in Pennsylvania, start your mortgage application with Central Mortgage Funding now, and you could soon have a pre-approval letter in hand as you tour potential homes!

Already a homeowner in Pennsylvania? We’re also experts in mortgage refinancing.

Pennsylvania Mortgage Rates and Trends

National mortgage rates experienced significant drops due to the COVID-19 pandemic, enabling many Americans to benefit from reduced borrowing costs.

In Pennsylvania, mortgage rates have followed this trend, though there have been some recent gradual increases. Nonetheless, rates remain low compared to historical standards. This makes it a prime time for a free mortgage review, regardless of when you initially took out your mortgage. A lower interest rate could lead to considerable monthly savings.

Mortgage rates are influenced by factors like credit scores and debt-to-income ratios. To secure the best rate, it’s essential to work with a lender who can tailor a loan program to your specific needs. Central Mortgage Funding offers a variety of Pennsylvania home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Pennsylvania home buyers may be eligible for down payment assistance. If you’re looking to purchase a home in Pennsylvania, let us help you understand the various options and grants* available.

Be sure to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: The actual assistance amount can vary based on factors such as the purchase city, credit score, and other financial requirements. Down payment assistance programs are city and/or state initiatives, not funded by Central Mortgage Funding. A homebuyer education course may be required before applying.

Discuss funding options with our mortgage consultants today!

Refinancing Your Mortgage

Is your monthly mortgage payment or interest rate higher than you’d prefer? Are you contending with high-interest debt? Or are you aiming to be mortgage-free sooner?

If any of these questions resonate with you, it’s time for a free mortgage review with our Pennsylvania mortgage consultants. Learn about the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to meet your needs, starting at ten years.

Why Central Mortgage Funding?

As a national mortgage lender, Central Mortgage Funding is dedicated to making homeownership affordable. We offer competitive mortgage rates without any upfront fees. Our team of dedicated mortgage consultants works hard to customize the right loan program for your financial goals. Most of the lending process can be completed online, ensuring a faster and more convenient experience.

We’re committed to more than just transactions. We’re always here to answer any mortgage-related questions after closing and can assist with refinancing for better rates or cash-out options. We look forward to building a lifelong relationship with you!

Building Your Home Loan Together

To connect with a Pennsylvania mortgage consultant at Central Mortgage Funding, call (833) 302-1032. We specialize in customizing any loan in the industry to suit your needs, ensuring the best service, lowest rates, and fastest closings. Discover how simple the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #77546.


Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!