Securing a Mortgage for Your Maine Home with Central Mortgage Funding

Maine, with its charming harbors, extensive trails, and captivating state parks, offers an unparalleled living experience. From the historic streets of Portland to the rugged coastline of Bar Harbor, the state’s picturesque landscapes are a haven for nature enthusiasts and water lovers alike. Whether you’re drawn to the iconic lighthouses, the tranquil canoeing lakes, or the unique experience of lobstering, Maine truly embodies “the way life should be.”

If you’re considering purchasing a home in Maine, initiate your mortgage application with Central Mortgage Funding today, and soon you could be holding a pre-approval letter as you visit potential homes!

And if you’re already proud to call Maine your home but are looking to improve your financial situation, we’re also ready to assist with mortgage refinancing.

Maine Mortgage Rates and Trends

The COVID-19 pandemic precipitated a historic drop in national mortgage rates, enabling countless Americans to benefit from reduced borrowing costs.

Similar to national trends, mortgage rates in Maine have experienced a gradual increase recently. However, they continue to be low by historical standards. We encourage you to take advantage of our complimentary mortgage review, as refinancing could lead to significant monthly savings, regardless of when your original mortgage was secured.

Your mortgage rate is influenced by factors such as your credit score and debt-to-income ratio. Engaging with a lender who prioritizes your needs is crucial. Central Mortgage Funding is dedicated to devising a loan program tailored to your unique circumstances. We offer a diverse range of mortgage options for Maine homeowners, including FHA, VA, Conventional, USDA, and others.

Down Payment Assistance

Potential homeowners in Maine may be eligible for down payment assistance. Let Central Mortgage Funding help you navigate the options and grants* available to you.

Please inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: Assistance amounts may vary based on the purchase location, credit score, and other financial criteria. Down payment assistance programs are managed at the city and/or state level and are not funded by Central Mortgage Funding. Completion of a homebuyer education course may be required.

Consult with our mortgage consultants for funding options today!

Refinancing Your Mortgage

Are you struggling with high-interest debt? Is your monthly mortgage payment or interest rate burdensome? Or are you aiming to pay off your mortgage earlier?

If you’ve answered yes to any of these questions, it’s time for a free mortgage consultation with our Maine mortgage experts. Refinancing could potentially save you up to $1,000 a month. Discover the benefits of working with Central Mortgage Funding by contacting one of our salary-based mortgage consultants, who can guide you through selecting a loan term that meets your needs, extending ten years and beyond.

Why Choose Central Mortgage Funding? With over two decades as a national mortgage lender, Central Mortgage Funding remains committed to making homeownership both accessible and affordable. We pride ourselves on offering competitive rates without upfront fees. Our team of dedicated mortgage consultants is eager to develop a loan program tailored to your financial ambitions, and we’ve streamlined most of the lending process online for your convenience.

At Central Mortgage Funding, you’re more than just a transaction; you’re part of our family. That’s why we strive to provide a memorable experience and remain available for any mortgage-related inquiries, even post-closing. Whether you’re refinancing for a better rate or seeking cash out, we’re here to assist.

Building Your Home Loan Together

Reach out to a Central Mortgage Funding consultant in Maine by calling (833) 302-1032. We’re dedicated to customizing the ideal loan for your situation, ensuring exceptional customer service, competitive rates, and rapid closings. Let us demonstrate how straightforward the mortgage refinancing or home-buying process can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #1699966.


Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!