Securing a Mortgage for Your Kansas Home with Central Mortgage Funding

Kansas, the Sunflower State, offers a diverse array of living environments, from the pastoral beauty of its rural farmlands and ranches in Southwest Kansas to the aquatic pleasures of Wichita and the vibrant metro areas of Overland Park and Kansas City. Whatever your preference, Kansas provides a welcoming place to call home.

If you’re contemplating a move to Kansas, kickstart your mortgage application with Central Mortgage Funding today, and you could soon have a pre-approval letter in your hands as you explore potential homes!

Already own a home in Kansas? We’re here to assist with mortgage refinancing as well.

Kansas Mortgage Rates and Trends

The COVID-19 pandemic led to unprecedented lows in national mortgage rates in 2020, allowing countless Americans to benefit from reduced borrowing costs.

Kansas mortgage rates have mirrored these national trends, albeit with recent gradual increases. Despite this, rates continue to be attractively low from a historical standpoint. Regardless of when your original mortgage was secured, we encourage a complimentary mortgage review from Central Mortgage Funding. A more favorable rate could significantly reduce your monthly expenditures.

A high credit score and a low debt-to-income ratio typically result in the most advantageous mortgage rates. Central Mortgage Funding is committed to tailoring a loan program that aligns with your individual needs, ensuring you receive the finest service, lowest rates, and swiftest closings. Explore our array of Kansas home mortgage options, including but not limited to FHA, VA, Conventional, and USDA loans.

Down Payment Assistance

Kansas homebuyers may be eligible for a variety of down payment assistance programs. If you’re aiming to purchase a home in Kansas, let us clarify the grants* and options available to you.

Don’t hesitate to ask about:

  • Forgivable and non-forgivable second mortgages
  • Dream Makers Grant
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: Assistance amounts can vary based on the purchase location, credit score, and other financial criteria. Down payment assistance is managed at the city and/or state level and is not funded by Central Mortgage Funding. Completion of a homebuyer education course may be required.

Consult with a Central Mortgage Funding mortgage consultant for funding options today!

Refinancing Your Mortgage

Are high-interest debts weighing you down? Is your monthly mortgage payment or interest rate higher than you’d like? Or are you aiming to pay off your mortgage earlier?

If any of these resonate with you, it’s time to book a free mortgage review with our Kansas mortgage consultants. Refinancing your mortgage could lead to savings of up to $1,000 a month. Discover the advantages of choosing Central Mortgage Funding by speaking with one of our salary-based mortgage consultants, who can guide you through selecting a loan term that meets your needs, extending ten years and beyond.

Why Choose Central Mortgage Funding?

With over 20 years of experience as a national mortgage lender, Central Mortgage Funding remains family-owned and dedicated to making homeownership both accessible and affordable. We pride ourselves on offering competitive rates without upfront fees. Our team of salary-based mortgage consultants is eager to develop a loan program tailored to your financial ambitions, with the majority of the lending process available online for your convenience.

At Central Mortgage Funding, you’re more than just a transaction; you’re part of our family. That’s why we strive to provide a memorable experience and remain available for any mortgage-related inquiries post-closing. We’re excited to embark on this journey with you, fostering a lasting relationship every step of the way.

Building Your Home Loan Together

Reach out to a Kansas mortgage consultant at Central Mortgage Funding by calling (833) 302-1032. We’re dedicated to customizing the ideal loan for your situation, ensuring exceptional customer service, competitive rates, and rapid closings. Let us demonstrate how straightforward the mortgage refinancing or home-buying process can be!

Central Mortgage Funding is an Equal Housing Lender; License MC.0026115.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!