Securing a Mortgage for Your Arkansas Home with Central Mortgage Funding

Arkansas, the “Natural State,” offers a diverse landscape that’s perfect for any lifestyle, from serene mountain towns to picturesque lakes and the peaceful countryside. Whether you’re looking to settle down in Fayetteville, Little Rock, or anywhere across Arkansas, Central Mortgage Funding is here to guide you through the mortgage process.

If you’re aiming to buy a home in Arkansas, begin your mortgage application with us today, and soon you could have a pre-approval letter ready as you explore your dream homes!

Already own a home in Arkansas? We’re also experts in mortgage refinancing.

Arkansas Mortgage Rates and Trends

The COVID-19 pandemic led to historically low national mortgage rates, enabling many Americans to benefit from reduced borrowing costs.

Arkansas’s mortgage rates have mirrored this trend, although recent times have seen gradual increases. However, rates continue to be favorable by historical standards. It’s an opportune time for a free mortgage review, regardless of when you initially secured your mortgage. A lower rate could lead to significant monthly savings.

Factors like your debt-to-income ratio and credit scores play a crucial role in determining mortgage rates. Central Mortgage Funding goes above and beyond to ensure you’re matched with the best loan program tailored to your unique situation. We offer a wide range of home mortgage options, including FHA, VA, Conventional, USDA, and more.

Down Payment Assistance

Arkansas home buyers may be eligible for down payment assistance. If you’re contemplating purchasing a home in Arkansas, allow us to clarify the options and grants* available to you.

Don’t forget to inquire about:

  • Dream Makers Grant
  • Forgivable and non-forgivable second mortgages
  • First-time home buyer incentives
  • Closing cost assistance
  • Tax credits

*Note: Actual assistance amount can vary based on factors like the purchase city, credit score, and other financial requirements. Down payment assistance programs are managed at the city and/or state level and are not funded by Central Mortgage Funding. Completion of a homebuyer education course may be required before applying.

Speak with our mortgage consultants about funding options today!

Refinancing Your Mortgage

Is your monthly mortgage payment or interest rate higher than you’d prefer? Are you dealing with high-interest debt? Or are you striving to be mortgage-free sooner?

If you answered yes to any of these questions, it’s time for a free mortgage review with our Arkansas mortgage consultants. Discover the benefits of mortgage refinancing, which could lead to savings of up to $1,000 a month. Central Mortgage Funding offers flexible loan terms to suit your needs, starting at ten years.

Why Central Mortgage Funding?

Central Mortgage Funding is dedicated to making homeownership affordable and straightforward. Offering competitive mortgage rates without any upfront fees is just the start. Our team of dedicated mortgage consultants tirelessly works to tailor the right loan program for your financial aspirations. With the majority of the lending process available online, we ensure a quicker and more seamless experience for you.

We aim to make this experience memorable. Beyond the transaction, we’re always here to address any mortgage-related queries after closing. Whether you’re refinancing for a better rate or seeking cash out, we’re here to assist. Welcome to the beginning of a lasting relationship!

Building Your Home Loan Together

Get in touch with an Arkansas mortgage consultant at Central Mortgage Funding by calling 833-302-1032. Specializing in customizing any loan in the industry to fit your needs, we promise the best service, lowest rates, and the quickest closings. We’re excited to demonstrate how straightforward the process of mortgage refinancing or buying a new home can be with us!

Central Mortgage Funding is an Equal Housing Lender; License #129789.

Ready to talk?

Are you unsure on the path you should take to home ownership? Our Loan Specialists are here to help you through the entire process. They will find you the best term, and rate to fit your budget!